FEES AND SERVICE CHARGES
Deposit Account Charges (Checking, Savings, CD’s)
Foreign Check Deposit – Processing Fee |
$20.00/check |
Check Protest Fee |
$25.00 |
Checking Account Supplies |
Varies |
Counter Checks (personal account checks, 3 checks/page, printed in-house) |
$1.00/page |
Early closeout (first six months) of Checking or Savings account |
$50.00 |
Insufficient/Uncollected Funds Fee * Check drawn on Fairport Savings Bank, in-person
|
$34.00/item |
ATM Transaction Charge Deposit transactions, purchases at participating retailers, transactions at Fairport Savings Bank ATM machines or withdrawals at any U.S.-based HSBC ATM Transactions at foreign ATM machines |
Free $2.00/transaction |
IRA Transfer to another institution |
$35.00/account |
Lost Passbook |
$10.00 |
Returned Deposit Item |
$15.00 |
Special Statement Account History |
$1.00/page |
Stop Payment Bank Check, Personal Check, Online Bill Pay or Electronic Funds (ACH) Transaction |
$30.00/item |
Telephone Transfer Fee |
$1.00 |
Lost ATM/Debit Card |
$15.00 |
Inactivity Fee on Savings account, after 120 days with no activity and balance under $100 |
$5.00/month |
Inactivity Fee on Checking account, after 120 days with no activity |
$5.00/month |
Other Fees and Charges
Bank Check |
$3.00 each |
Wire Transfer Fees Outgoing-Within United States Outgoing-International Incoming |
$25.00 $50.00 $25.00 |
Photocopy of money order, bank check, personal check, deposited item |
$3.00/copy |
Research (minimum charge = $25.00) |
$25.00/hour |
Legal Execution Processing Fee |
$100.00 |
Safe Deposit Box (available at Fairport branch) Annual Rent (three sizes): Small – Medium - Large Forced Entry Replacement Key |
$35 - $50 - $75 $150.00 $15.00 |
Online Bill Pay Fees Written Correspondence to “Payee” Express Mail correspondence Proof of payment not necessitated by a dispute Payments returned due to customer error |
$10.00 $15.00 $10.00 $5.00 |
Returned Mail |
$2.00 |
* NOTE: This charge is assessed whether the item is paid or returned.
September 2011