FEES AND SERVICE CHARGES

Foreign Check Deposit – Processing Fee

$20.00/check

Check Protest Fee

$25.00

Checking Account Supplies

Varies

Counter Checks (personal account checks, 3 checks/page, printed in-house)

$1.00/page

Early closeout (first six months) of Checking or Savings account

$50.00

Insufficient/Uncollected Funds Fee *
Check drawn on Fairport Savings Bank, in-person withdrawal, Automated Clearing House (ACH) transaction, ATM transaction, internal preauthorized payment, online bill pay transaction, or other electronic withdrawal

$32.00/item

ATM Transaction Charge
Deposit transactions, purchases at participating retailers, transactions at Fairport Savings Bank ATM machines or withdrawals at any U.S.-based HSBC ATM

Transactions at foreign ATM machines

Free

$2.00/transaction

IRA Transfer to another institution

$35.00/account

Lost Passbook

$10.00

Returned Deposit Item

$15.00

Special Statement Account History

$1.00/page

Stop Payment
                Bank Check, Personal Check, Online Bill Pay or Electronic Funds (ACH)                 Transaction

$25.00/item

Telephone Transfer Fee

$1.00

Lost ATM/Debit Card

$15.00

Inactivity Fee on Savings account, after 120 days with no activity and balance under                 $100

$5.00/month

Inactivity Fee on Checking account, after 120 days with no activity

$5.00/month

Bank Check

$3.00 each

Wire Transfer Fees
                Outgoing - Within United States

                Outgoing – International

                Incoming

$25.00

$50.00

$25.00

Photocopy of money order, bank check, personal check, deposited item

$3.00/copy

Research (minimum charge = $25.00)

$25.00/hour

Legal Execution Processing Fee

$100.00

Safe Deposit Box (available at Fairport branch)                Annual Rent (three sizes):  Small – Medium - Large                Forced Entry
Replacement Key

$35 - $50-75
$150.00
$15.00

Online Bill Pay Fees
                Written Correspondence to “Payee”
                Express Mail correspondence
                Proof of payment not necessitated by a dispute
                Payments returned due to customer error      

$10.00
$15.00
$10.00
$5.00

Returned Mail

$2.00