Construction Loans

Fairport Savings Bank's Construction/Permanent Loan is a unique program that provides construction financing which then converts into an affordable home mortgage.

Benefits of a Fairport Savings Bank Construction Loan

There are many important reasons to choose Fairport Savings Bank's Construction/Permanent Loan:

  • Only one application for construction and end loan
  • Construction loan easily converts to your permanent mortgage
  • One time closing saves you money in closing costs
  • Eligible borrowers may finance up to 95% of acquisition and construction cost
  • Pay interest only on the funds outstanding during the construction phase
  • Interest rate is the same during draw and permanent phase
  • Standard four draw schedule available
  • Local processing, decision-making and expertise

Contact our Mortgage Specialists for further details!