Loan Amounts |
Term |
APR |
Sample Monthly Payment |
$10,000 - $24,999 |
5 years |
5.75%** |
$204.27 using a loan
|
10 Years |
5.875%** |
||
15 Years |
6.00%** |
||
20 Years |
6.25%** |
||
$25,000 - $49,999 |
5 years |
5.25%** |
|
10 Years |
5.375%** |
||
15 Years |
5.50%** |
||
20 Years |
5.75%** |
||
$50,000 - $150,000 |
5 years |
5.00%** |
|
10 Years |
5.125%** |
||
15 Years |
5.25%** |
||
20 Years |
5.50%** |
||
| **Save time and money, sign up for Auto-Pay from your FSB checking account and we'll reduce your fixed interest rate by .25%! Ask your FSB branch representative for details. | |||
Home Equity Line of Credit
(Variable Rate) ***
Line of Credit Loan Amount |
Current Index Value Plus Margin |
Terms |
0.99% for the first 4 months - Thereafter* |
10 year draw period plus |
|
$50,000 + |
3.25% (Prime + .00%) |
|
$25,000 - $49,999 |
3.75% (Prime +.50%) |
|
$10,000 - $24,999 |
4.25% (Prime + 1.00%) |
|
* Annual Percentage Rate (APR) is 0.99% for the first four months. For lines of $50,000 or greater, the APR converts to Prime Rate plus 0.00% for the life of the line (3.25% as of 6/01/11). For lines of $25,000 - $49,999 the APR converts to Prime Rate plus .50% for the life of the line (3.75% as of 6/01/11). For lines less than $25,000 the APR converts to Prime Rate plus 1.00% (4.25% as of 6/01/11) for life. |
||
***Rates may vary with a maximum rate of 15.90% APR. Subject to credit approval. Property insurance is required as well as flood insurance,
if applicable. If you pay off the loan within the first 3 years, you must
reimburse third-party fees paid by us (generally $600 - $1900). Annual maintenance fee of up to $75 may be charged for inactive accounts.
Line/Loan Amount |
APR |
Terms |
Sample Monthly Payment Amount |
$2,000 - $10,000 |
9.99% |
24 to 60 Months |
$106.21 for a loan amount of $5,000 for a 60 month term |
| **Sign up for Auto-Pay from your FSB checking account and we'll reduce your fixed interest rate by .25%! Ask your FSB branch representative for details. | |||
