Make your home equity work for you with our 

Home Equity Line of Credit! 

• Flexible payment options

• Lines available from $10,000 to $250,000

• Lines secured by borrower’s primary residence

• We also offer fixed rate home equity loans

Plus, we’ll reduce your introductory rate by .25% and your HELOC margin by .25% when you set up autopay from your FSB checking account!

 

Current Home

Equity rates

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Like the idea of having extra cash when you want it without having to go through the hassle of taking out a new loan each time? A Home Equity Line of Credit (HELOC) offers a revolving line of credit that allows a homeowner to repeatedly borrow money against the equity in their home. This loan is ideal for home improvement projects, college tuition and major purchases.


 
*2.99% introductory rate is a fixed rate for 6 months, and available for all new lines. After 6 months, the APR for lines of $50,000 or greater is the Prime rate minus .25% for the life of the line(5.25% as of 3/18/19). For lines of $25,000-$49,999 the APR is the Prime rate plus .25% for the life of the line (5.75% as of 3/18/19). For lines less than $25,000 the APR is the Prime rate plus 1.00% for the life of the line (6.50% as of 3/18/19). Rates may vary with a maximum rate of 15.90%. Subject to credit approval. Property insurance, including flood insurance if applicable, is required. If you pay off the loan within the first 3 years, you must reimburse third-party fees paid by us (generally $600-$3100). Annual Maintenance fee of up to $75 may be charged for inactive accounts.

 

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