*Annual percentage yields accurate as of 5/1/17 and are subject to change at any time. eChecking interest rates and APYs on tiers are as follows: on daily balance of $10,000 or less, the interest rate is 1.14 % with an APY of 1.15% on the entire balance; on the portion of the daily balance greater than $10,000, the interest rate is 0.10%, with a range of APYs of 0.14% to 1.15%, depending on the total balance in the account. In order to earn the interest rate and APY, one of the following requirements must be met each monthly cycle: an electronic direct deposit for at least $250 (payroll, social security or pension only), or a combination of eight point-of-sale debit card and/or bill pay transactions, or Fairport Savings Bank mortgage with auto-pay. Fees may reduce earnings.
**FSB Debit/ATM cardholders have free access to FSB and M&T Bank's ATMs.